SailPay Sail

Form a group. Pay for anything together.

Rent, flights, dinner, the concert tickets, Thursday's groceries. Pick Sail at checkout and every share leaves its own account at once. There is nothing to pay back, because nobody ever fronted it.

Free on iPhone and Android · $30 in your account when three friends join

Your group 4 members
Paying together this month
Rent · 4B Rowan St$3,600
Flights · Lisbon$1,284
Groceries · Thursday$168.42
Each share left its own account. No balances.

One group, every kind of bill

If you can pay for it, you can pay for it together. These are real splits, exactly as the group saw them.

Dinner

Bella's, table of six

One charge at the terminal. Six phones approved it in the time it took to get coats on.

$214.80

split six ways

$35.80 each

Rent

4B Rowan St

Goes out on the 1st without anyone raising it.

$3,600

$1,200 each · 3 roommates

Flights

Lisbon in April

Four seats, one checkout, four accounts.

$1,284

$321 each · 4 friends

Hotel

Casa Mar, 3 nights

Nobody had to put a card on file.

$960

$240 each · 4 friends

Groceries

Thursday shop

Whoever goes, the house pays for it.

$168.42

$56.14 each · 3 roommates

Tickets

Two nights, four seats

Split at the drop, before they sold out.

$412

$103 each · 4 friends

Ride

Cab across town

Five in the car, five shares, no coins.

$38.60

$7.72 each · 5 friends

Subscription

The streaming bill

Approved once, shared every month after.

$22.99

$5.75 each · 4 members

Gift

Kate's birthday

One present, five people, one checkout.

$145

$29 each · 5 friends

The whole setup is two steps

Make the group once. After that, paying together is just paying.

  1. 01

    Form the group

    Name it, add your people, say how it splits — evenly, by share, or by item. Roommates, a trip, a couple, the whole team.

  2. 02

    Pay together

    Choose Sail at the register or at online checkout. Everyone approves on their phone and every share leaves its own account at the same moment.

Nobody pays anybody back

Sail is not a ledger. There is no balance to clear, because the money never sat with one person.

No fronting

No one person's card carries the bill.

No chasing

Nothing to remind anyone about later.

No IOUs

Every share settles as the bill is paid.

No card

It all happens from your phone.

Make a group tonight

Whatever the next bill is, it arrives already split.

Free · No card required · Money held at an FDIC-insured partner bank

Form a group and pay for the next one together. Download Sail